Employee Benefits - Fringe Benefits
C.E.S.P. 8-24: Dental Insurance
Date Revised: 1-1-2015
Summary: Establishes a policy offering dental insurance for all Extension employees.
The University of Arkansas Dental Plan is self-insured and self-funded. Delta Dental of Arkansas is the third party administrator and processes claims.
The dental plan is a preventive plan. It is designed to assist you in maintaining good oral health. Twice-a-year checkups and cleanings are covered in full. The plan has a $50 deductible for other services that are covered at either 80% (restorative care) or 50% (major care). $1,500 is the maximum annual benefit per person, although there is a carryover benefit that could increase this to $3,000. The plan does not cover orthodontia.
You can cover your spouse as legally recognized by the State of Arkansas. You can also cover your children until their 26th birthday. You can wait and add your newborn before they reach age 3. However, if you pre-tax your dental premium deduction, be sure to add your toddler effective January 1 of the new tax year before they reach age 3.
If you have questions about the dental plan, you may call Delta Dental (1-800-462-5410 (toll free), (501) 835-3400 (local) or the Extension Human Resources Office (501-671-2219).
Coordination of Benefits - This plan coordinates with other group plans under which an individual is covered so that the total benefits available will not exceed 100% of the allowable expenses.
Resignation - Under the federal regulation called COBRA (Consolidated Omnibus Budget Reconciliation Act), you have the option of continuing your current group dental insurance coverage for up to 18 months after termination (or 36 months under certain conditions). To keep this coverage, you must pay the total premium (employee and employer share of the cost) plus 2%.
Retirement - You may continue the UA dental insurance by paying both the employee and employer share of premiums if you have been insured under the plan for at least 10 continuous years prior to retirement and your age plus length of service equals at least 70.
- Delta Dental Provider Network
- Choosing your Dentist
- Evidence Based Dentistry
- Dental Premiums
- Dental Summary Plan Description
- Schedule of Benefits
- University of Arkansas Group Benefits Enrollment Form - EBEN-227 (PDF)
- Delta Dental/University of Arkansas Enrollment Application Form - EBEN-105 (PDF)
Consult your Summary Plan Description or contact the Human Resources Office for more information.