Number of participants who have increased their financial literacy related to later life issues.

Number of American Savers who set particular savings goals.

Developing a plan to achieve retirement and/or future income goals.

If available, financial impact of program (in dollars) for participants (e.g., dollars saved, debt reduced, dollars invested, etc.). (Enter into "per month" box.)

Initiating or increasing contributions to a retirement savings plan.

Number who increase their contributions to employer-provided retirement plans.

Initiating participation in or increasing contributions to employer-provided retirement plans.

If available, financial impact of program (in dollars) for participants (e.g., dollars saved, debt reduced, dollars invested, etc.). (Enter into "per month" box.)

(Report the number of those who report they are doing "really well.")

Number of participants reporting/demonstrating increased financial security.

Joined or started an investment club.

Consulted one or more financial professional.

Learned more about investment fraud.

Number of participants who have increased their financial literacy related to later life issues.

[Try to avoid duplication of individuals when entering totals (i.e., even if an individual checks all of the behaviors/practices listed in the Investing for Your Future evaluation, only count the person once for the total number entered in the FSLL indicator #2 entry box.)]

Calculated personal net worth and/or cash flow.

Determined my federal marginal tax bracket.

Utilizing recommended financial management practices (e.g., calculating net worth, determining marginal tax bracket, developing and using a budget, etc.)

[Try to avoid duplication of individuals when entering totals (i.e., even if an individual checks all of the behaviors/practices listed in the Investing for Your Future evaluation, only count the person once for the total number entered in the FSLL indicator #4 entry box.)]

(If related to retirement.)

Initiating or increasing contributions to a retirement savings plan.

Determining retirement and/or future income needs.

Establishing or revising investment goals.

Increased the amount of money invested monthly.

Investigated specific investments (e.g., prospectus).

Purchased one or more new investment.

Investigated investments available through employer.

Investigating investment options, purchasing new investments and/or utilizing recommended investment practices (e.g., asset allocation, dollar-cost averaging, etc.)

[Try to avoid duplication of individuals when entering totals (i.e., even if an individual checks all of the behaviors/practices listed in the Investing for Your Future evaluation, only count the person once for the total number entered in the FSLL indicator #10 entry box.)]

Number of participants who have increased their financial literacy related to later life issues.

(Number who check at least one of the following behaviors/practices.):

___ Draft/revise my health care Power-of-Attorney and/or Health Care Surrogate Designation.

___ Draft/revise my living will.

___ Draft/revise my Durable Power-of-Attorney.

___ Draft/review my will and/or trust.

___ Change the names on my bank accounts or property.

___ Apply for some kind of benefits due to me and/or my family.

___ Write for copies of important documents.

___ Talk to my doctor/clergyman/lawyer about.....

___ Review my insurance policies.

___Other:____________________________

Developing an integrated plan for achieving financial security in later life (including accumulating, protecting and distributing/transferring assets).

[Try to avoid duplication of individuals when entering totals (i.e., even if an individual checks all of the behaviors/practices listed in the Legal Check-Up evaluation, only count the person once for the total number entered in the FSLL indicator #13 entry box.)]

I can identify reasons why achieving later life financial security can be rewarding.
(Report number who answer Agree or Strongly Agree.)

Do you know where to find information to help make decisions about later life?
(Report number who answer Yes.)

Number of participants who have increased their financial literacy related to later life issues.

(Make every effort to avoid duplication of reporting of individual participants who answer positively to more than one of these "Take the Road to Financial Security in Later Life" evaluation indicators.)

Number of participants who have increased their knowledge of risks, costs, and financing options for health (including long-term care).

Utilizing recommended financial management practices (e.g., calculating net worth, determining marginal tax bracket, developing and using a budget, etc.)

Initiating or increasing contributions to a retirement savings plan.

Determined later life income needs?

Determining retirement and/or future income needs.

Establishing or revising investment goals.

Initiating participation in or increasing contributions to employer-provided retirement plans.

Discussed long term care plans with aging parents?

Developing a plan for managing long-term health care needs.

Prepared or updated a will?

Prepared or reviewed a plan for protecting and distributing my assets?

Discussed estate planning with aging parents?

Developing an integrated plan for achieving financial security in later life (including accumulating, protecting and distributing/transferring assets).

[Try to avoid duplication of individuals when entering totals (i.e., even if an individual checks all of the behaviors/practices listed in the Take the Road to Financial Security in Later Life evaluation, only count the person once for the total number entered in the FSLL indicator #13 entry box.)]

Report number of participants who select response numbers 4 or 5.

Item 3: “The six key factors important for successful non-titled property transfer seem relevant to my family situation.”

Report the number of participants who select response numbers 4 or 5 for Item 2 and/or Item 3.

[Avoid duplication of individuals when entering totals for FSLL Indicator 16 (i.e., even if an individual selects response 4 or 5 for both Item 2 and Item 3 on the WGGYPP evaluation, only count that person once for the total number entered in the FSLL indicator #16 entry box.)]

(This applies to responses for all of the potential behaviors/practices included under Item 4.)

Item 6: “I have decided to take action that goes beyond the typical statement in wills (e.g., ‘disperse the personal and household property evenly between my kin’).”

Item 7: “The first action I plan to take is:”

Report the number of participants who select “Yes” for one or more of the potential behaviors/practices listed under Item 4 or “Yes” for Item 6 or describes an appropriate planned behavior/practice for Item 7.

[Avoid duplication of individuals when entering totals for FSLL Indicator 13a (i.e., even if an individual selects “Yes” for more than one of the behaviors/practices under Item 4 and/or for Item 6 or identifies a behavior/practice for Item 7 of the WGGYPP Post-Program evaluation form, only count that person once for the total number entered in the FSLL Indicator #13a entry box.)]

Information can be directly entered into this entry field or copied and pasted from a wordprocessing software program.

Report the number of participants who select “Yes”.

(This applies to responses for all of the potential behaviors/practices included under Item 4.)

Report the number of participants who select “Yes” for one or more of the potential behaviors/practices listed under Item D.

[Avoid duplication of individuals when entering totals for FSLL Indicator 13a (i.e., even if an individual selects “Yes” for more than one of the behaviors/practices under Item D of the WGGYPP Follow-Up evaluation, only count that person once for the total number entered in the FSLL Indicator #13b entry box.)]

Information can be directly entered into this entry field or copied and pasted from a wordprocessing software program.

- Pros and cons of early retirement

- How much money is needed to maintain your current quality of life

- Catch-up strategies

- Compound interest

- Tax incentives for retirement savings

- Your employer’s retirement plans

- Maximizing tax breaks

- Reducing investment expenses

- Diversification

- Dollar-cost averaging

- Retirement home ownership options

- Reverse mortgages

(Report number of participants who report an increase in understanding from before the workshop to after the workshop for topics covered in the workshop.)

(Make every effort to avoid duplication of reporting of individual participants who answer positively to more than one of these "Catch-Up Strategies for Late Savers" knowledge gain indicators.  For example, if, as a result of the workshop,  an individual reports increased understanding for more than one of the topics listed to the left, you should still only report that individual once under FSLL Indicator #2.)

- Impact of uncertain health upon retirement plans

(Report number of participants who report an increase in understanding from before the workshop to after the workshop.)

(Report participants who indicate plans to take action by replying “Maybe” or “Probably” in the “After today will you…” column for each of the following actions.)

(Avoid duplication of reporting for individuals who respond positively to this and the other planned action that is reported to FSLL Indicator 8a.)

…take action to decrease debt levels? (if applicable)

(Make every effort to avoid duplication of reporting of individual participants who answer positively to both of these "Catch-Up Strategies for Late Savers" planned actions.  For example, if an individual reports plans to do both of these actions, you should still only report that individual once under FSLL Indicator #5a.)

(Avoid duplication of reporting for individuals who respond positively to this and the other planned action that is reported to FSLL Indicator 8a.)

AND

Also report individuals who respond positively to this planned action under

FSLL Indicator #13a:  “Plan to develop an integrated plan for achieving financial security in later life (including accumulating, protecting and distributing/transferring assets).

FOLLOW-UP EVALUATION FORM

(Report the individuals who check one of the specific actions below indicating that the individual has actually taken that action.  Avoid duplication of reporting of individuals who report taking multiple actions that fit under the same FSLL indicator.  For example, an individual may have checked the first and the last action listed below, but this individual should only be reported once under FSLL indicator #8b.

Note that individuals who report certain specific actions can be reported under more than one FSLL indicator.  For example, an individual reporting the first action listed below, can be reported to FSLL Indicators 7b, 8b AND 9b.)

AND

FSLL Indicator #8b:  “Have developed a plan to achieve retirement and/or future income goals.”

AND

FSLL Indicator #9b:  “Have established or revised investment goals.”

“Increased my contributions to an individual retirement account.”

“Increased my contributions to an employer-sponsored retirement account or plan for self-employed.”

“Took action to decrease my debt levels.”

(Report number who respond “Yes” and the amount of savings reported.

NOTE: If you can, ask participants to indicate for what period of time the increased savings is being reported, e.g., monthly, annually, etc.)

(Report the TOTAL dollars in increased retirement savings on the appropriate time period line for the entire group of participants who report savings increases the AND THEN report the total number of individuals who reported the dollar amount.  For example, a total of $30,000 increase in savings per year would be reported for the 10 participants who indicated an increase in retirement savings on the evaluation.)